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Tag Archives | Keith Schaafsma

Keith.AscendantFinancial

Financial Issues to Consider in Remarriages

About one-third of U.S. residents ages 15 and older have been married at least twice, according to the U.S. Census Bureau’s American Community Survey. Remarriage among American ages 55 and older is on the rise, while their younger counterparts are becoming less likely to have remarried. Remarrying later in life can create several complex financial, […]

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Keith Todhunter-Schaafsma

Should a Trust be the Beneficiary of Your IRA?

  For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. However, trusts and inherited IRAs are complex vehicles that have a lot of details to get right. Advantages to Naming a Trust as an IRA Beneficiary While directly inheriting […]

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Keith Todhunter-Schaafsma

Why Market Timing Does Not Work

  Few words characterize today’s financial markets like uncertainty. When overseas economic issues can rob investors of months of gains and speeches by Federal Reserve officials cause markets to flip-flop unpredictably, investors are left wondering what they should do. In an attempt to make major market movements work for their portfolios rather than against, some […]

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Keith.AscendantFinancial

Teaching Your Children About Money

Are the young people in your life financially literate? By helping them learn about money, you give them an important head start on important life skills like developing good savings behavior, living within their means, and avoiding many common financial pitfalls. Unfortunately, many young Americans are not learning the right financial lessons. Research shows that […]

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