Ashley Ragan

As 2024 winds down, a lot of buyers are still feeling discouraged or frustrated with the interest rates and home prices in today’s market. Buying a home can be expensive, but creative financing can make it more affordable in today’s market. Here are several innovative approaches to consider: 1. 2-1 Buydowns: With a 2-1 buydown, the seller or builder pays part of the mortgage interest for the first two years of your loan. In the first year, your rate is 2% lower than normal and in the second … [Read more...] about Exploring Creative Financing Options

Refinancing your home can be a strategic financial move, especially in a unique and dynamic market like Flagstaff. Here are several compelling reasons why now might be an opportune time to consider refinancing your home in this vibrant and growing city. 1. Increased Home Values: The real estate market in Flagstaff has seen substantial growth in recent years, with home values rising steadily. This increase in home equity provides homeowners with an excellent opportunity to refinance and access … [Read more...] about Why Refinancing Your Flagstaff Home Now Can Offer Many Benefits