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Tag Archives | Ed Gussio

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Free Powerful HR, Employee Benefits Technology Available

Let’s face it: All businesses want to simplify HR, payroll and benefits. After all, human resources really means “HUMAN” resources – hiring, training and managing the people factor of a business. Until recently, businesses that wanted a fully integrated HR, payroll and employee benefit technology solution migrated to national payroll companies that offered these bundled […]

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How to Conduct Effective Open Enrollment Meetings with Social Distancing

I am sure employee benefit open enrollment meetings are far from most HR/business owners’ top priority during these incredibly challenging times. However, employee benefit renewals are still an important yearly event and the recent “shelter in place” requirement is likely to disrupt the way you typically run them. With a little forethought, planning and easily […]

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Understanding Medicare Health Plan Rules

As more and more older Americans stay in the workforce, employers may have questions about how employees’ Medicare entitlement impacts their group health plan coverage. Employers sponsoring group health plans that cover individuals enrolled in Medicare should understand the rules below. Medicare’s coordination of benefits rules, which determine whether the group health plan or Medicare […]

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Innovative Health Plans Delivering Big Benefits

As we approach the time when many employers start preparing for their upcoming renewal, there are a couple of options that are frequently overlooked. Traditional plans are fully insured, meaning that the health insurance company takes all risk for claim and administration expenses. As an alternative, partially self-funded plans can often provide lower rates without […]

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Reviewing How Healthcare Costs, Coverage Have Changed  

Every year, The Kaiser Foundation completes an extensive national survey of Employer Health Benefits. As healthcare had changed dramatically over the past 10 years, it provides some really good information, historical references and even some surprising statistics. Remember, these are national statistics.  Premiums and Employer Contributions  In 2017, the average single premiums for employer-based health […]

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Understanding Strategic Employee Benefit Offerings 

Often, when your renewal comes in, more time is spent evaluating alternative carriers using the current plans than looking into creative multiple plan options to meet the needs of both the employer and its employees. Let’s look at some ideas to consider well before your next renewal.    It is very common today for health insurance […]

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Make This Year’s Open Enrollment Count

A recent CNBC article noted that less than 10 percent of employees update their benefits during annual enrollment. (cnbc.com/2017/10/19/90-percent-of-workers-could-botch-their-benefits-picks.html) This is disappointing considering the amount of time and money that employers spend to provide valuable employee benefit options for their team. Whether you have five or 500 employees, let’s look at some potential ways to […]

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Creative Health Insurance Plan Proving Beneficial To Local Charter School

Small businesses are relentlessly efficient and public charter schools take efficiency to an even higher level. Therefore, when assisting a small business with their employee benefits, creativity is key, especially when it comes to one of the biggest ticket employee benefit expenses; health insurance. As Pine Forest Charter School has learned, exploring all options can […]

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