Disability insurance is one of the most overlooked of all employee benefit plans. Think about it: who wants to think they are at risk for becoming disabled? In normal times, this happens more often than we would like to think. Today, in the unusual circumstances of the COVID-19 pandemic that we … [Read more...] about Why Employers Should Consider Adding Short-Term Disability During COVID-19 Pandemic
Ed Gussio
Free Powerful HR, Employee Benefits Technology Available
Let’s face it: All businesses want to simplify HR, payroll and benefits. After all, human resources really means “HUMAN” resources – hiring, training and managing the people factor of a business. Until recently, businesses that wanted a fully integrated HR, payroll and employee benefit technology … [Read more...] about Free Powerful HR, Employee Benefits Technology Available
How to Conduct Effective Open Enrollment Meetings with Social Distancing
I am sure employee benefit open enrollment meetings are far from most HR/business owners’ top priority during these incredibly challenging times. However, employee benefit renewals are still an important yearly event and the recent “shelter in place” requirement is likely to disrupt the way you … [Read more...] about How to Conduct Effective Open Enrollment Meetings with Social Distancing
Understanding Medicare Health Plan Rules
As more and more older Americans stay in the workforce, employers may have questions about how employees’ Medicare entitlement impacts their group health plan coverage. Employers sponsoring group health plans that cover individuals enrolled in Medicare should understand the rules below. Medicare’s … [Read more...] about Understanding Medicare Health Plan Rules
Innovative Health Plans Delivering Big Benefits
As we approach the time when many employers start preparing for their upcoming renewal, there are a couple of options that are frequently overlooked. Traditional plans are fully insured, meaning that the health insurance company takes all risk for claim and administration expenses. As an … [Read more...] about Innovative Health Plans Delivering Big Benefits
Reviewing How Healthcare Costs, Coverage Have Changed
Every year, The Kaiser Foundation completes an extensive national survey of Employer Health Benefits. As healthcare had changed dramatically over the past 10 years, it provides some really good information, historical references and even some surprising statistics. Remember, these are national … [Read more...] about Reviewing How Healthcare Costs, Coverage Have Changed
Understanding Strategic Employee Benefit Offerings
Often, when your renewal comes in, more time is spent evaluating alternative carriers using the current plans than looking into creative multiple plan options to meet the needs of both the employer and its employees. Let’s look at some ideas to consider well before your next renewal. It is … [Read more...] about Understanding Strategic Employee Benefit Offerings
Make This Year’s Open Enrollment Count
A recent CNBC article noted that less than 10 percent of employees update their benefits during annual enrollment. (cnbc.com/2017/10/19/90-percent-of-workers-could-botch-their-benefits-picks.html) This is disappointing considering the amount of time and money that employers spend to provide valuable … [Read more...] about Make This Year’s Open Enrollment Count
Looking Ahead with a 2017 Health Insurance Marketplace Preview
During the past 60 days, insurance carriers have had to show their cards in terms of what they will and will not be offering during the annual open enrollment for marketplace individual coverage for next year. Open enrollment for Affordable Care Act (ACA) Marketplace plans begins Nov. 1, and runs … [Read more...] about Looking Ahead with a 2017 Health Insurance Marketplace Preview
Creative Health Insurance Plan Proving Beneficial To Local Charter School
Small businesses are relentlessly efficient and public charter schools take efficiency to an even higher level. Therefore, when assisting a small business with their employee benefits, creativity is key, especially when it comes to one of the biggest ticket employee benefit expenses; health … [Read more...] about Creative Health Insurance Plan Proving Beneficial To Local Charter School
