While New Year’s resolutions can be hard to keep, they may also make you much more likely to achieve your goals than if you had not made a resolution at all. Create emergency savings. Life is full of unexpected emergencies, so prepare for unpredictable expenses by putting aside six to eight months of expenses in a cash-equivalent account. Make a monthly budget and stick to it. If you are not tracking your spending, you may be surprised by how quickly it adds up — and which … [Read more...] about Best Plans for Reaching Financial Resolutions