Kathleen Ganley

    Kathleen Ganley knows an opportunity when she sees one, which is why she is refinancing her west Flagstaff home. The assistant professor of physical therapy purchased her Ponderosa Trails house five years ago, putting 20 percent down. By refinancing her 5.75 percent interest rate to 4.625 percent, she expects to pocket a lot of money. Ganley has another idea for saving on her mortgage: maintaining her current monthly payment even though her new payment will be lower. “I … [Read more...] about Historically Low Interest Rates Fueling Refinances