You have sent numerous bills to your client, but have not received payment in return. You have sent letters threatening escalated action with no results. Your phone calls are being ignored. At this point, you can give up and write off the debt, hire a collection agency, hire an attorney or you may wish to file your own lawsuit. To maximize your chances of collection, you will need to obtain a judgment, something a collection agency cannot do without hiring an attorney. Getting a judgment doesn’t … [Read more...] about Common Legal Tools For Collecting Money You Are Owed