rational individuals

  Every individual faces the risk of paying for some type of long-term care expense. The older we get, the more likely we will become a statistic in need of long-term care. Thus, it would be wise to establish a plan to pay for such expenses. This does not mean you necessarily need a policy, but you do need a plan because if not properly planned for, it could cost you dearly. When people face a specific risk, they analyze the cost of internalizing it or transferring that risk to a … [Read more...] about Weighing the Need for a Long-Term Care Policy