Most people learn about long-term care when they or their loved ones are touched by it firsthand. At that point, they have limited options on what they can do to pay for this tremendous expense. So while no one savors talking to their financial advisor about long-term care, you should. Failing to address it in terms of protecting retirement assets leaves you and your family at risk. What would an additional $82,000 of annual expenses do to your family? Or, based on the projected cost of care in … [Read more...] about Long-Term Care: Don’t Wait Until It’s Too Late
Protection
Camping Restrictions In Place Near Snowbowl
To provide for greater public safety and property protection, the Coconino National Forest is implementing a restriction on overnight camping in the Snowbowl Road, Snowbowl and Leroux Springs area. Camping is still allowed at designated dispersed campsites along Forest Road 522/Freidlein Prairie Road and at “Big Camp” along Humphreys Peak trail. Day-use recreational activities such as hiking and biking are not affected. The Forest Order and Restriction Area map are posted … [Read more...] about Camping Restrictions In Place Near Snowbowl
Weighing the Need for a Long-Term Care Policy
Every individual faces the risk of paying for some type of long-term care expense. The older we get, the more likely we will become a statistic in need of long-term care. Thus, it would be wise to establish a plan to pay for such expenses. This does not mean you necessarily need a policy, but you do need a plan because if not properly planned for, it could cost you dearly. When people face a specific risk, they analyze the cost of internalizing it or transferring that risk to a … [Read more...] about Weighing the Need for a Long-Term Care Policy
