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First-Time Homebuyer’s Guide

Purchasing a home is complex and requires practicality, honesty, organization and trust. Although no two people or situations are the same, there is a general process that you can follow in order to make this big decision as smooth as possible.   Reality Check and Research It might sound simple or silly, but you’ll need […]

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Understanding Different Kinds of Loans

There are a variety of different home mortgages available to buyers in Flagstaff and nationwide. Deciding which of those mortgages is the right one for you can be a complex task. As always, partnering with the right mortgage professional for you can make this decision much easier. Fixed Rate Mortgage vs. Adjustable Rate Mortgage (ARM) […]

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Understanding Mortgage Insurance

If you don’t have 20 percent for a down payment – don’t worry! The high cost of living combined with steep purchase prices proves a challenge for many Flagstaff homebuyers to avoid paying mortgage insurance. What is mortgage Insurance? Mortgage insurance is simply an insurance policy that protects the lender if you default on your […]

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So, You Want to Buy a Home?

Deciding to purchase a home is both very exciting and scary all at the same time. Just as important as finding a licensed real estate agent that knows the Flagstaff market to assist you in the purchase process, finding a local reliable qualified licensed loan originator is imperative. You, as the buyer, get to choose […]

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