With 2020’s monsoon season dubbed a “nonsoon” and this year’s seasonal storms delivering historic rainfall, Northern Arizona hardly seems like the same place as it was a year ago. Pockets of flooding have caused damage to homes, reported City of Flagstaff Public Affairs Director Jessica Drum, as … [Read more...] about Monsoon Mess
insurance
What to Consider When Assessing Flood Damage
The summer of 2021 in Northern Arizona has been associated with frequent monsoons. The National Weather Service issued multiple flash flood warnings throughout the month of July. It has also noted that, since the Museum Fire that took place in July and August of 2019, there is an increased … [Read more...] about What to Consider When Assessing Flood Damage
Considering Prenuptial Agreements as Marriage Insurance
No one who drives an automobile thinks twice about needing and buying automobile insurance. It’s the law that you must have it and you are fined if you are caught driving without it. Insurance companies have groomed us with slick or funny marketing. After all, who doesn’t know that 15 minutes can … [Read more...] about Considering Prenuptial Agreements as Marriage Insurance
Arizona Department Of Insurance Seeks Insurance Extensions For Arizona Customers
The Arizona Department of Insurance is urging insurers across the state to work with Arizonans to ensure their coverage continues, providing much-need support to the individuals, families and businesses facing financial challenges because of COVID-19. “Arizona is working to ensure those facing … [Read more...] about Arizona Department Of Insurance Seeks Insurance Extensions For Arizona Customers
Now Is A Great Time To Review Your Insurance
When was the last time your reviewed your homeowners and auto insurance policies? If you’re like most of us, the answer is “when you purchased the policy.” Most of the time, these policies are not being reviewed for a simple reason: you don’t have time. These insurance coverages are ones that we … [Read more...] about Now Is A Great Time To Review Your Insurance
Understanding Mortgage Insurance
If you don’t have 20 percent for a down payment – don’t worry! The high cost of living combined with steep purchase prices proves a challenge for many Flagstaff homebuyers to avoid paying mortgage insurance. What is mortgage Insurance? Mortgage insurance is simply an insurance policy that … [Read more...] about Understanding Mortgage Insurance
Looking Ahead with a 2017 Health Insurance Marketplace Preview
During the past 60 days, insurance carriers have had to show their cards in terms of what they will and will not be offering during the annual open enrollment for marketplace individual coverage for next year. Open enrollment for Affordable Care Act (ACA) Marketplace plans begins Nov. 1, and runs … [Read more...] about Looking Ahead with a 2017 Health Insurance Marketplace Preview
Tax Deductions for Insurance Premiums
If you are self-employed and paying for medical, dental or long-term care insurance, the CPAs at HintonBurdick want to remind you about a special tax deduction for some insurance premiums paid for you, your spouse, and your dependents. According to Mark Frost, partner with HintonBurdick, “For … [Read more...] about Tax Deductions for Insurance Premiums
Long-Term Care: Don’t Wait Until It’s Too Late
Most people learn about long-term care when they or their loved ones are touched by it firsthand. At that point, they have limited options on what they can do to pay for this tremendous expense. So while no one savors talking to their financial advisor about long-term care, you should. Failing to … [Read more...] about Long-Term Care: Don’t Wait Until It’s Too Late
A New Trend: “Top One Percent” Shifting Towards Life Insurance
In times of economic uncertainty, new trends always seem to emerge. A recent one that has come to light is the shift toward cash value life insurance for wealthy individuals. One variable that could be attributed to this trend is the perception of a future hike in taxes, which makes this tax-free … [Read more...] about A New Trend: “Top One Percent” Shifting Towards Life Insurance
