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Now Is A Great Time To Review Your Insurance

When was the last time your reviewed your homeowners and auto insurance policies? If you’re like most of us, the answer is “when you purchased the policy.” Most of the time, these policies are not being reviewed for a simple reason: you don’t have time. These insurance coverages are ones that we don’t think about […]

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Understanding Mortgage Insurance

If you don’t have 20 percent for a down payment – don’t worry! The high cost of living combined with steep purchase prices proves a challenge for many Flagstaff homebuyers to avoid paying mortgage insurance. What is mortgage Insurance? Mortgage insurance is simply an insurance policy that protects the lender if you default on your […]

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Tax Deductions for Insurance Premiums

 If you are self-employed and paying for medical, dental or long-term care insurance, the CPAs at HintonBurdick want to remind you about a special tax deduction for some insurance premiums paid for you, your spouse, and your dependents. According to Mark Frost, partner with HintonBurdick, “For the tax year 2012, this deduction is no longer allowed […]

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Long-Term Care: Don’t Wait Until It’s Too Late

Most people learn about long-term care when they or their loved ones are touched by it firsthand. At that point, they have limited options on what they can do to pay for this tremendous expense. So while no one savors talking to their financial advisor about long-term care, you should. Failing to address it in […]

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Flagstaff Business News recently had the opportunity to talk with Dr. Rich Petke, NMD.  He is the principal physician at All Ways Health, PLLC, a naturopathic family medical practice.  Dr. Petke’s practice is a holistic look at individuals compared to just treating a specific symptom.  The current political and economic climate present challenges for today’s […]

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Good Business Plan Includes Preparing For Disaster

One quarter of all businesses that close because of a disaster never reopen, according to the Institute of Business and Home Safety. Statistics like this demonstrate the importance for business owners to evaluate their potential risk of damage and take steps to lessen that risk ahead of time. “Whether the disaster comes in the form […]

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The Important Pre-Construction Process

In previous articles, we’ve discussed the importance of choosing a licensed contractor with good references and compared the negotiated bid versus the competitive bid. After the general contractor (GC) has been selected, there are several pre-construction processes that need to happen:   The Contract: This document will govern every step of the construction project, so […]

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Officials Addressing State’s Post-Fire Flooding Threats

Those familiar with the emergency lifecycle know that a wildfire response does not end with 100 percent containment. The only thing that changes is the mission. The Arizona Division of Emergency Management (ADEM) yesterday convened tribal, federal and state agencies to discuss potential post-fire flooding threats in communities impacted by the Wallow, Horseshoe Two and […]

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