Limited, or short-term, health insurance plans are an inexpensive alternative to a traditional major medical health plan and can be kept for up to three years. These plans are ideal for people who are generally healthy but make too much money to qualify for a subsidy under Obamacare. If you do not have serious pre-existing medical conditions and you don’t qualify for a tax credit under the Affordable Care Act to help pay those high monthly premiums, these options are much cheaper than an … [Read more...] about Considering Short-Term Health Insurance Plans
Ken Whitley
Changes in Employee Health Insurance Benefits
If you are an employer in Northern Arizona that pays for a portion of your employees’ health insurance premiums, you should learn about the major changes that are now happening. No longer will you be limited to the ho-hum plans that about four different carriers offer — where they tell you what you can have and that your premium is going up and your benefits are reduced. Now, you get to design your company’s plan and it will have the benefits that you want; plus, now you can truly save money … [Read more...] about Changes in Employee Health Insurance Benefits