Limited, or short-term, health insurance plans are an inexpensive alternative to a traditional major medical health plan and can be kept for up to three years. These plans are ideal for people who are generally healthy but make too much money to qualify for a subsidy under Obamacare. If you do not have serious pre-existing medical conditions and you don’t qualify for a tax credit under the Affordable Care Act to help pay those high monthly premiums, these options are much cheaper than an … [Read more...] about Considering Short-Term Health Insurance Plans
Obamacare
Gov. Deciding Key Component of Obamacare
Many individuals still wonder how healthcare reform will affect them personally. If the legislation remains, Health Benefit Exchanges (called HBEs or Exchanges) will be organizations with the most direct contact with many middle- and low-income consumers, as well as small business owners. Under the current Affordable Care Act (ACA), otherwise known as “Obamacare,” exchanges are required to be fully operational in every state by Jan. 1, 2014, when the individual mandate takes effect. The … [Read more...] about Gov. Deciding Key Component of Obamacare