When you retire from your job before turning age 65, you will likely lose your group health insurance coverage. You will then need to find a new health insurance plan to cover you until you qualify for Medicare. You may have a number of options from which to choose when selecting a health plan. The best choice for you likely depends on your income, your health and the network of medical providers to which you want access. COBRA (continuing group coverage) You may be able to continue … [Read more...] about Considering Health Insurance Options for Early Retirees
Lehrman Group
Considering Short-Term Health Insurance Plans
Limited, or short-term, health insurance plans are an inexpensive alternative to a traditional major medical health plan and can be kept for up to three years. These plans are ideal for people who are generally healthy but make too much money to qualify for a subsidy under Obamacare. If you do not have serious pre-existing medical conditions and you don’t qualify for a tax credit under the Affordable Care Act to help pay those high monthly premiums, these options are much cheaper than an … [Read more...] about Considering Short-Term Health Insurance Plans
Changes in Employee Health Insurance Benefits
If you are an employer in Northern Arizona that pays for a portion of your employees’ health insurance premiums, you should learn about the major changes that are now happening. No longer will you be limited to the ho-hum plans that about four different carriers offer — where they tell you what you can have and that your premium is going up and your benefits are reduced. Now, you get to design your company’s plan and it will have the benefits that you want; plus, now you can truly save money … [Read more...] about Changes in Employee Health Insurance Benefits
