Johanna Klomann knows Flagstaff. She has built a life in Northern Arizona ever since her family moved there when she was just two years old. Around that time is also when her parents established a personal savings account for her with OneAZ Credit Union. And for someone with a self-proclaimed aversion to change, Johanna has continued to bank with OneAZ ever since. Fast forward to graduation day at Northern Arizona University on a warm May day with a degree in accounting. Johanna had interned … [Read more...] about A Lifelong Relationship with OneAZ
OneAZ
How Can You Improve Your Credit Score?
Your credit score is used by financial institutions and lenders to determine how much money you may borrow for a loan or credit card. A higher credit score may mean lower interest rates and better credit limits, while a low score could mean you get denied for credit. What does your score mean, and how do lenders – and even landlords and employers – use it to determine their decision? Here’s how. Your credit score is calculated based on several financial factors. Credit scores are based on … [Read more...] about How Can You Improve Your Credit Score?
Navigating Small Business Lending Opportunities
Navigating as a small business owner can be daunting, especially during a pandemic. But with a little insight and planning, businesses can chart a smart course through uncertain times. Have lenders changed operations or lending procedures during the COVID-19 pandemic? Certainly, some lenders are stepping back and scrutinizing their practices right now. Typically, when you see a volatile market, commercial lenders are the first to step back so they can watch and see what happens with the … [Read more...] about Navigating Small Business Lending Opportunities
