We are enjoying the nice weather and here comes two feet of snow. It took some of us a few days to shovel ourselves out, which made us feeling like we should be singing Christmas carols. Within a few days, the snow is just about gone and spring is once again in the air. Back in the office, phones start to ring with the question, “How do I file for an extension?” What – an extension? I was just singing Christmas carols the other day; how could this be? Yes it is true, we only have a few weeks … [Read more...] about What Day is it?
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IRS Electronic Filing Underway
The Internal Revenue Service opened the 2012 electronic tax return filing season today with a reminder to taxpayers that e-file remains the best way to get fast refunds and ensure accurate tax returns. IRS e-file has surpassed the milestone of 1 billion returns processed. The electronic transmission system revolutionized the way the IRS processes tax returns and made speedy refunds possible. More than 112 million income tax returns were e-filed last year or 77 percent of all individual … [Read more...] about IRS Electronic Filing Underway
Flagstaff Habitat for Humanity Seeking Volunteers
Habitat for Humanity of Northern Arizona was started in 1994 and is one of 2,000 affiliates throughout the world. We invite people of all backgrounds, races, and religions to build houses together in partnership with families in need. Through sweat equity, 1% down payment and a 0% interest mortgage, Habitat families receive a hand up, not a hand out. Partnerships with local businesses, service providers, and national retail outlets help us contain costs, encourage community involvement, and … [Read more...] about Flagstaff Habitat for Humanity Seeking Volunteers
The Important Pre-Construction Process
In previous articles, we’ve discussed the importance of choosing a licensed contractor with good references and compared the negotiated bid versus the competitive bid. After the general contractor (GC) has been selected, there are several pre-construction processes that need to happen: The Contract: This document will govern every step of the construction project, so it’s very important that it is completely accurate and all details fully understood and agreed to by all parties. Key … [Read more...] about The Important Pre-Construction Process
Steps to Improving Your Company’s Cashflow
No one can control the ups and downs of the economy. As a business owner, chances are you’re already doing what you can to control your costs and boost your revenue. Yet there’s another area where you may be able to improve your financial performance: Streamlining your incoming and outgoing payments to improve your cash flow. According to a 2010 Visa® small business cash management survey, 35 percent of respondents ranked cash flow as their top concern, followed by 29 percent who cited … [Read more...] about Steps to Improving Your Company’s Cashflow
Reclaiming the American Dream
In generations past, home ownership was a goal sought after by most families. Owning your own home with a yard, a picket fence, maybe a front porch is a cornerstone of the American dream. And building equity provided a path to the middle class, a way to finance college for the kids and build a nest egg for retirement. A home would be the single biggest investment we'd probably make in our lifetimes. One mortgage crisis later and many people's dreams lie shuttered in foreclosure or in … [Read more...] about Reclaiming the American Dream
Workshop For Challenged Mortgage Holders
In response to the continued challenging economy, Wells Fargo will be hosting another Home Preservation Workshop to help customers from across Arizona who may be facing financial hardships. Borrowers will be able to meet face to face with home retention team members in an effort to help them obtain a loan modification or other home preservation options. WHERE: Phoenix Convention Center, West Building, Hall 1 WHEN: Mar. 30 & 31, 2011, 9 a.m. to 7 p.m. WHAT: Wells Fargo invites … [Read more...] about Workshop For Challenged Mortgage Holders
Foreclosure Intervention Options for Troubled Borrowers
When President Barack Obama announced help for struggling homeowners in April 2009, millions of homeowners facing foreclosure or payment resets breathed a collective sigh of relief. What most of them didn’t expect was how much time, effort and paperwork would be involved, and how difficult it would be to qualify for many government assistance programs. That’s where foreclosure intervention counselors come in. They help troubled borrowers understand their options, assemble their documents and … [Read more...] about Foreclosure Intervention Options for Troubled Borrowers