Tax Deductions for Insurance Premiums
If you are self-employed and paying for medical, dental or long-term care insurance, the CPAs at HintonBurdick want to remind you about a special tax deduction for some insurance premiums paid for you, your spouse, and your dependents. According to Mark Frost, partner with HintonBurdick, “For the tax year 2012, this deduction is no longer allowed >> Read More…
Long-Term Care: Don’t Wait Until It’s Too Late
Most people learn about long-term care when they or their loved ones are touched by it firsthand. At that point, they have limited options on what they can do to pay for this tremendous expense. So while no one savors talking to their financial advisor about long-term care, you should. Failing to address it in >> Read More…
A New Trend: “Top One Percent” Shifting Towards Life Insurance
In times of economic uncertainty, new trends always seem to emerge. A recent one that has come to light is the shift toward cash value life insurance for wealthy individuals. One variable that could be attributed to this trend is the perception of a future hike in taxes, which makes this tax-free investment increasingly more >> Read More…
Flagstaff Business News recently had the opportunity to talk with Dr. Rich Petke, NMD. He is the principal physician at All Ways Health, PLLC, a naturopathic family medical practice. Dr. Petke’s practice is a holistic look at individuals compared to just treating a specific symptom. The current political and economic climate present challenges for today’s >> Read More…
Good Business Plan Includes Preparing For Disaster
One quarter of all businesses that close because of a disaster never reopen, according to the Institute of Business and Home Safety. Statistics like this demonstrate the importance for business owners to evaluate their potential risk of damage and take steps to lessen that risk ahead of time. “Whether the disaster comes in the form >> Read More…
The Important Pre-Construction Process
In previous articles, we’ve discussed the importance of choosing a licensed contractor with good references and compared the negotiated bid versus the competitive bid. After the general contractor (GC) has been selected, there are several pre-construction processes that need to happen: The Contract: This document will govern every step of the construction project, so >> Read More…
Officials Addressing State’s Post-Fire Flooding Threats
Those familiar with the emergency lifecycle know that a wildfire response does not end with 100 percent containment. The only thing that changes is the mission. The Arizona Division of Emergency Management (ADEM) yesterday convened tribal, federal and state agencies to discuss potential post-fire flooding threats in communities impacted by the Wallow, Horseshoe Two and >> Read More…
Hiring a Licensed Contractor Makes Good Sense
“Not a licensed contractor.” You may have seen or heard these words at the end of ads for contracting services. Why would someone add this statement? Because it’s the law. A.R.S. 32-1121A-14(c) requires that the advertising party, if not properly licensed as a contractor, disclose that fact on any form of advertising to the public >> Read More…
Gosar Introduces Legislation for Schultz Victims
U.S. Congressman Paul Gosar, DDS (AZ-01) has introduced H.R. 922, The Burn Area Prevention Act of 2011, legislation oriented towards protecting individuals whose property is directly affected by disasters on federal lands. Specifically, the bill authorizes the Administrator of the Federal Emergency Management Agency (FEMA) to waive the 30-day waiting period for flood insurance when >> Read More…
Flagstaff Company Insures Americans Going to Mexico
The next time you head down to Mexico, you might want to take a second and buy your insurance online from MexPro, a locally owned insurance company in Flagstaff. It takes only a few minutes to complete the process and the company partners only with top-rated Mexican Insurance Companies. “We are a pretty >> Read More…
